get columbus long term care insurance

Need Columbus Long Term Care Insurance?

What happens when you’re no longer able to take care of yourself or a family member any longer? It’s something none of us want to think about, but it’s always a possibility.

When the worst occurs, Long Term Care Insurance can step in and take care of you and your family. Our Columbus long term care policies can help you and a spouse or loved one with the care you need during a difficult time.

Fill out our simple form and get quotes from a variety of carriers within minutes!

  • Quotes From Many Different Carriers
  • No Obligation, No Hassle
  • Fast, Free Quotes

Ohio Long Term Care Insurance Coverages

Ohio Long Term Care insurance coverage can protect you in the event you or a loved one need living assistance. You pay into the policy over time as soon as you start it, then if you or a beneficiary are diagnosed with a cognitive impairment or can no longer perform 2 of 6 “ADLs” or Activities of Daily Living, you’ll be able to use the policy to help pay for assisted living expenses.

  • Nursing Home Care
  • At-Home Care
  • Assisted Living
Nursing Home Facilities
In-Home Health Services
Assisted Living Facilities
Home Health Help

Why do you need long term care insurance?

At the end of the day, protecting your finances just makes sense. If you’re no longer able to produce income due to a cognitive impairment, long term care insurance can kick in to protect you. If you are past retirement age, this type of insurance can pay for the expenses required for nursing home or assisted living care, which can be very costly without the right protection.

Caring for loved ones can be a difficult, full-time proposition. Taking steps to make sure your health and well-being aren’t in the hands of a loved one if you can’t care for yourself is the right thing to do for someone you love. This is why long term care coverage means so much, and can help when the need arises.

Ohio State Medicaid Eligibility Limits

Medicaid in Ohio may not be enough to assist with nursing home care. You can expect:

  • $2,250 in Medicaid income limits;
  • $2,000 in asset limits;
  • $572,000 home equity limits.
Inflation Protection
Reasonable Benefit Periods
Reasonable Waiting Periods

How we make your long term care insurance options easy?

Thinking about long term care isn’t pleasant, and it’s an investment now that can truly pay off later. We issue these policies on a regular basis, so we know how to make them affordable and easy for you and your family to use when the right time comes. Best of all, these types of policies can allow for modifications to your home such as handrails and ramps for easier access, as well as respite break care for caretakers.

Long Term Care policies really have advanced in the marketplace to offer all kinds of coverage for care, so now is a good time to get in on the ground floor of a type of policy that will assist your family in multiple ways if needed.

How do I get the best long term care insurance rates in Ohio?

We make the first step easy as pie. All you need to do is quickly fill out our easy quote form so we can have our long term care carriers start competing over your business.

When your quotes come in, we’ll start going over the particulars to find out if there are specifics to your situation that could affect the policy or your pricing, as well as what kinds of discounts we might be able to get you.

We talk through all the fine print so you’ll know exactly what you and your family are getting out of this policy, and what to expect. We want to make sure you understand your policy and we’re giving you the right coverage. You’ll deal only with your CIM agent – no multiple agents calling you, no texts and no competition. We let the carriers compete over you, then bring you the results!

Let’s chat so we can get you set up with the best long term care policy that will protect you and your family over time. You deserve peace of mind about the future, and the right long term care policy in Columbus can help.

Ready to Talk?