columbus oh disability insurance

Need Columbus Ohio Disability Insurance Quotes

Need Ohio disability insurance? We can help! If you lose your income due to a qualifying illness or disability, the right insurance can go a long way.

We affiliate with a variety of carriers who will compete for YOUR business once you put in for a quote – then we’ll explain the results. It’s a hassle-free process designed to be easy on you, the consumer.

We love working with our Columbus disability carriers to bring you the best possible insurance – let’s talk about your specific needs today!

  • Quotes from Multiple Carriers
  • Easy, One-Step Form
  • No-Hassle Service

Ohio Disability Coverages

Ohio Disability Insurance can protect you and your family if you can no longer work or provide income. You pay into the policy monthly for a set period of time, then you can begin claiming monthly benefits when you need them most if all your policy conditions are met.

  • Short Term Disability
  • Long Term Disability
Monthly Benefit Disbursement
Renewal Options
Reasonable Elimination Periods
Affordable Rates

Why do you need disability insurance?

Protecting our families is really what it’s all about. If you aren’t able to provide for your family, you don’t want to leave it up to your spouse – or worse, your children. Accidents or catastrophes can happen at any time, and disability insurance is about being prepared at a critical time.

If you are no longer able to work due to a critical illness or other qualifying event in your life, disability insurance can provide for you and your family with an easy monthly disbursement, either short or long-term. Disability insurance is there to help and protect you and your family when you need it most.

Ohio State Disability Coverage

In the state of Ohio, SSI distribution may not be nearly enough to cover your expenses if you’re disabled. You can expect:

  • $1,159 maximum for couples
  • $1,359 adult group home
  • Up to $771 individual benefit
Long-Term Care
Short-Term Care
Flexible Rates

How do we make your disability insurance life easy?

So many agents don’t take the time to really explain your options, or to help cut through the red tape. Helping you understand your policy is really what we’re all about. Your policy is only as powerful as your understanding of it, and when it comes to a serious matter such as a disability, it’s important to know what you’re getting.

If you can no longer provide for your family, you’re taken care of with a disability policy as long as you take out enough insurance and meet your waiting/elimination period. Waiting periods can go anywhere from 30 days to 2 years before funds can be distributed, and the waiting periods you choose can affect your policy in different ways. We’ll talk through all these options with you and help you make the most informed choices possible.

How do I get the best disability insurance in Columbus?

First, fill out our easy quote form. It only takes a second, and just by giving us a few simple pieces of information, you can get instant rates from our carriers that we’ll share with you.

When the quotes come in, we’ll talk through the specifics of your situation with you, working to figure out how much income you may need to replace and what your next best steps are with us.

It’s important that you understand your policy, so we’ll go through the results carefully and talk about how much coverage you and your family will need to replace not just a mortgage or housing cost, but the cost of living your family is accustomed to, whether long or short term.

It’s important to us to get our Columbus disability insurance customers the best possible rates and flexible policies they understand. We’d love to help you get set up with the right policy for you and your family. If you become disabled and need to replace income, or your spouse becomes disabled – we’re here for you, and can help you find the best possible options.

Ready to Talk?