Parts of Ohio have seen the worst April showers in recent history. I know personally in Columbus Ohio we have seen many days of rain in April, along with severe thunderstorms that have caused many lengthy power outages. Some weather-related damages are covered under a standard
Ohio homeowners insurance policy and
Ohio renters insurance policy.
When it comes to
food spoilage homeowners insurance policies differ, but food spoilage is normally excluded if the cause of loss is an off-premises power outage (downed power lines, etc.). Some insurers offer a "refrigerated property coverage" endorsement that provides coverage - typically up to $500 - for frozen/refrigerated items due to loss of power.
Our
Columbus Ohio insurance agency specializes in Columbus OH homeowners, auto, and business insurance. We are here to help! Call us 614 859 4685