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5 Tips to save $ on your homeowners insurance

  • Take on more risk – When you take on a higher deductible you will lower your yearly cost. The higher the deductible the lower the yearly cost. 
  • Get quotes from several companies in your area – Not all homeowners insurance polices are the same. Make sure you have an independent insurance agent shop for you he will make sure the insurance companies compare quotes apples to apples.
  • Combine home and auto insurance - Bundle and save!
  • Make sure the insurance company is giving you an accurate reconstruction cost.  Make sure you tell your insurance agent all the details about the build and make of your home.
  • Get a burglar and fire alarm that is monitored by a security company. It will lower cost by adding discounts and help you prevent petty thieves from helping you make a claim. 

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